The Benefits of Staying Mentally and Physically Active in Retirement


Staying Physically and Mentally Active in Retirement: Outlining the Benefits

Retirement can be a time of reflection, relaxation, and freedom. While this newfound leisure can be greatly enjoyed, it’s essential to stay active to ensure a healthy, productive and happy retirement. Research points to the many mental and physical health benefits of continuing to exercise, engage with the greater community, boost your mental acuity, and pursue hobbies. The good news is that there are plenty of options which enable seniors to stay refreshed and enjoy a fulfilling retirement.

Physical Activity and Health Benefits

Physical activity should be a priority for retirees, particularly to help stimulate mind, body, and soul. Keeping active not only maintains your overall health and wellbeing, it also reduces the risk of illnesses and can help boost energy levels. Among the many rewards of physical activity is increased cardiovascular health, improved immunity and vitality, better sleep, and lowered risk of:

  • Heart disease
  • High cholesterol
  • Diabetes
  • Stroke
  • Osteoporosis
  • Glaucoma

Clinical research has repeatedly shown the relevance of physical exercise in reducing the risk of developing chronic diseases and the associated healthcare costs, while at the same time increasing life expectancy. Seniors looking to maintain a vital lifestyle in their retirement years can take part in sports, such as swimming, biking, tennis, golf and gymnastics, as well as dancing, walking, aerobics and stretching.

Mental Stimulation and Socialization

Retirement leaves ample room for mental, physical and social engagement. Cognitively stimulating activities can sharpen the mind and help to keep it healthy. Pursuing new interests, from reading to joining a book club, can help senior citizens break up the monotony of their routine. It’s also a great way for seniors to meet and socialize with like-minded individuals, who share the same goals and interests.

Socialization is a key component of staying mentally and physically active in the retirement years. Staying connected with family and friends can help boost seniors’ confidence, improve their social skills, and encourage them to stay active. For those confined to the home due to age or medical conditions, programs such as telemedicine, Meals on Wheels, and Skype provide convenient means of maintaining social ties.

Retirement and Financial Rewards

By maintaining an engaged lifestyle during retirement, seniors can avail of numerous financial benefits. Many organizations offer discounted tickets to play and cultural events for retiree members. Furthermore, retirees who own a property may choose to rent out the spare rooms to generate rental income.

Seniors resident in the U.S. who are aged 62 or older can tap into the equity from their home and can benefit from the Home Equity Conversion Mortgage (HECM), whereby they can receive regular cash payments throughout retirement.

Conclusion

Retirement is a new and exciting chapter in a person’s life, and it is essential to approach it with energy and enthusiasm. Staying physically and mentally active can help ensure a healthy and blissful retirement. Not only will it help to preserve your physical health, but it also helps to maintain an engaged lifestyle, while taking advantage of the various financial incentives available.

Keeping the mind sharp and active, along with pursuing interests, is particularly important for those in retirement, as it can help stave off depression, cognitive decline and social isolation. Becoming actively involved in the local community can help seniors enjoy a fulfilling retirement and make the most of their leisure years.

By following the tips and suggestions outlined in this article, seniors can enjoy a healthy and happy retirement.

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